Best Student Credit Cards

Best Student Credit Cards

Top Student Credit Cards

Featured Student Credit Cards

  • No Annual Fee
  • Earn Unlimited 1% Cashback
  • Great for Building Credit

While the Capital One® Journey® Student Credit Card isn’t great for earning rewards or cashback, it’s an ideal first credit card with relatively high approval odds for students with a limited credit history. Capital One’s Credit Steps allows cardholders to access a higher credit limit after making their first 5 payments on time. The Journey® Student Card also features a few benefits including auto rental collision coverage, extended warranty protection, and no foreign transaction fees.

  • No Annual Fee
  • Amazon Prime Student for 1 Year
  • Earn Unlimited 1% Cashback
  • Top Student Credit Card for Benefits

Student credit cards are not known for offering benefits. However, the Deserve Edu Student Credit Card offers a variety of benefits including Amazon Prime Student at no cost to the cardholder for up to one year, cell phone protection, and no foreign transaction fees. The Deserve Edu Student Credit Card is also ideal for international students as applicants aren’t required to provide a US Social Security Number.

  • No Annual Fee
  • Earn 2,500 Bonus Points After Spending $500 in the first 90 Days
  • Earn 1x Points or 2x Points at Supermarkets and Gas Stations
  • Best Student Credit Card for Rewards

The Citi Rewards+℠ Student Credit Card is one of the few student credit cards that features an introductory offer. While not earth-shattering, the card’s introductory offer of 2,500 ThankYou® points (worth roughly $25 in travel credit) is easily reached requiring cardholders to spent just $500 in the first 90 days. The Citi Rewards+℠ Student Card also earns up to 2x points on purchases at supermarkets and gas stations or 1x everywhere else.

  • No Annual Fee
  • Cashback Match
  • Earn up to 5% Cashback on Select Purchases
  • The College Points' #1 Student Credit Card

The College Points has ranked the Discover It® Student Credit Card as the number one student credit card for a number of reasons. If you’re looking for the ideal first credit card, the Discover It is the perfect fit. With high approval odds for students with a limited credit history, the Discover It Student Card is great for building credit. Additionally, the card features an introductory offer in which Discover will match all cashback earned during the first year of having the Discover It Student Card. Discover’s quarterly 5% cashback categories also make the Discover It Student Card a great way to earn cashback rewards.

Best No Annual Fee Student Credit Cards

A straight-forward and simple card, the Petal® Credit Card touts itself as a refreshing take on credit cards. The card features benefits like a minimum credit line of $500 and no fees. The Petal Credit Card also earns 1% to 1.5% unlimited cashback.

The ideal first credit card for college students, the Discover It® Student Card features a solid introductory bonus, earns up to 5x cashback, and offers some of the best identity theft monitoring services of any student credit card.

Capital One Journey Student Credit Card

Capital One® Journey® Student Credit Card

The Capital One® Journey® Student Credit Card isn’t great for earning rewards. However, the card is one of the few Capital One credit cards with high approval odds for college students with a limited credit history. The Journey Student Card is ideal for building credit.

While not branded as a student credit card, the Discover It® Miles Credit Card is one of the few travel rewards credit card with reasonably high approval odds for college students with a limited credit history. The Discover It Miles Card earns unlimited 1.5x miles on all purchases.

Earning 1.5% cashback on all purchases, the QuicksilverOne® Credit Card from Capital One® is a simple way to earn cashback. Cashback can be redeemed for cash, statement credits, or gift cards. The QuicksilverOne Card also comes with a few benefits like extended warranty protection and auto rental collision protection.

The Citi Rewards+℠ Student Credit Card is our top recommendation for students looking for a credit card that earns rewards. With a reasonable sign-up bonus of 2,500 ThankYou® points after spending just $500 in the first 90 days, it’s the ideal travel rewards card for college students.

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In the interest of full disclosure, The College Points earns monetary compensation through select links and advertisements displayed on this site. The College Points may receive compensation for your purchase(s) or application(s) completed through these links and/or advertisements. Content containing affiliate links are noted in each post. The opinions and statements expressed on The College Points including all landing pages and blog posts are solely the views of the author and not that of any credit card issuer, bank, affiliate or other publication.