Top Credit Building Solutions

Credit Cards for Poor or Limited Credit

Other Credit Building Solutions

Featured Credit Cards

  • $29 Annual Fee
  • No Credit History or Minimum Credit Score Required for Approval
  • Secured Credit Card
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file.
  • The College Points' #1 Secured Credit Card

The First Progress Platinum Elite MasterCard® Secured Credit Card is a fantastic secured credit. This card is ideal for individuals with limited credit history or bad to fair credit. Maintain a security deposit of $200 to use your card. See full terms, fees, rates, and product details.

  • No Annual Fee
  • No Credit History or Minimum Credit Score Required for Approval
  • Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • The College Points' #1 No Annual Fee Secured Credit Card

The First Latitude MasterCard® Secured Credit Card is one of the few secured credit cards with no annual fee. This card is ideal for individuals with poor or limited credit. With reporting to all 3 major credit bureaus, you’ll be able to build or re-build your credit. This full-feature Platinum Mastercard® features a secured credit line with a full-refundable deposit from $200 to $2,000. See full terms, fees, rates, and product details.

  • $36 Annual Fee
  • Apply with Limited Credit, Poor to Fair Credit
  • Secured Credit Card
  • Opportunity to receive increased credit line without an additional security deposit.
  • Account reported to all 3 major credit bureaus plus, receive your FICO score each month at no additional charge.

The Merrick Bank Secured Visa® from Merrick Bank is a well-rounded secured credit card. Ideal for individuals with limited, poor, or fair credit, this card reports to all 3 major credit bureaus. You’ll also receive your FICO® score each month at no additional charge. Credit lines range from $200 t0 $2,000 depending on your desired security deposit. Additionally, you’ll also have the opportunity to receive an increased line of credit after 9 months of having your card. See full terms, fees, rates, and product details.

Best Credit Building Solutions

Self (formerly Self Lender) allows you to open a credit builder account. Simply pay off your credit building account with payments starting at $25 per month. Once your account is paid off, you’ll be able to unlock your savings in the form of a CD. Learn more.

Experian Boost may be able to boost your credit score instantly. Additionally, you’ll unlock other features from Experian including your Experian credit score and FICO® credit score. Learn more.